Car Insurance

When buying or renewing car insurance, IDV (Insured Declared Value) is one of the most important numbers to check. It can directly influence your own-damage insurance premium and also plays a major role in how much you may receive if your car is stolen or declared a total loss. Choosing an IDV that is too…

Planning to buy a new or used car? Apart from choosing the vehicle, one of the biggest financial decisions is whether to finance it through a Car Loan or Personal Loan. Both options can provide funds for a vehicle purchase, but their interest rates, EMI, tenure, processing fees, eligibility and ownership conditions can be very…

Buying a second-hand car can save a significant amount of money, but a low selling price does not always mean a good deal. Before making any payment, buyers should verify the car’s RC, insurance, ownership, pending challans, loan status and physical condition. A few checks before purchase can protect you from unexpected repair costs, unpaid…

Choosing between Comprehensive Car Insurance and Third-Party Car Insurance can have a major impact on both your yearly premium and how much financial protection you receive after an accident, theft or vehicle damage. Third-party insurance is mandatory for vehicles using public roads in India, while comprehensive insurance provides broader protection by combining third-party liability with…